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💡 See If You’re On Track for Retirement: Take the SMART Retirement Assessment → https://twowaterswealth.scoreapp.com/ Transitioning from saving to spending in retirement isn’t as simple as it seems, even with $1–3 million saved. Many retirees struggle with replacing their paycheck, managing withdrawals, and balancing safety with growth. In this video, I reveal the four most common retirement transition mistakes—from relying on target date funds to hoarding cash—that keep you guessing instead of confident. You’ll learn how to plan your income, sequence withdrawals, and fill your lifestyle gaps without second-guessing every decision. Avoid these pitfalls and gain the clarity you need to enjoy your retirement with confidence, protect your portfolio, and make your money last for decades. 1:31 – Mistake 1 4:55 – Mistake 2 9:01 – Mistake 3 12:53 – Mistake 4