Which Account to Spend From First in Retirement (Avoid Years of Tax Regret) скачать в хорошем качестве

Which Account to Spend From First in Retirement (Avoid Years of Tax Regret)

💡 See If You’re On Track for Retirement: Take the SMART Retirement Assessment → https://twowaterswealth.scoreapp.com/ Choosing which account to spend from first in retirement isn’t just a technical detail — it can shape your tax bill for decades. In this video, you’ll learn how withdrawals from 401(k)s, Roth IRAs, and taxable accounts are taxed differently, why the common “rules of thumb” often fail, and how a clear withdrawal sequence can reduce lifetime taxes while protecting your long-term portfolio. You’ll also discover how pension income, Social Security timing, and required minimum distributions influence the optimal strategy for your situation. With a practical framework for filling your income gap and managing future tax risk, you’ll see how confident retirees create predictable income, avoid costly mistakes, and make withdrawal decisions with clarity instead of guesswork. 1:42 – The 3 Retirement Tax Buckets Explained 4:42 – Why Withdrawal Sequencing Matters 5:31 – The General Withdrawal Strategy 8:26 – When the Strategy Should Change 10:41 – Risk Management & Time Segmentation Strategy 12:08 – How to Create Retirement Income in Practice 14:07 – The RMD Tax Bomb & Long-Term Consequences