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Is the DFW housing market finally becoming "affordable"? In this February 23, 2026 update, we break down why Dallas just ranked #2 in the South for affordability improvements and how mortgage rates hitting their lowest level since 2022 are changing the math for buyers. We also dive into a massive development shift in Southern Ellis County, where a Florida-based developer just got the green light for over 13,000 new homes in Waxahachie. Plus, we discuss the "Housing for the 21st Century Act" and what its bipartisan 390-9 house vote means for the future of building. ⚠️ IMPORTANT: Don't miss Jesse’s Tip of the Week on the "New Construction Tax Trap" and how to avoid a $500/month payment surprise after you close. Connect with my lender partner, Mortgage Mike: 🔗 Michael DeBacker (Mortgage Mike): https://mmgloans.com/ Community Links from the Show: 🏗️ Minto Communities Waxahachie: https://www.minto.com/usa/ 🌳 Myrtle Creek: https://myrtlecreektx.com/ Resources & News: 📊 WalletHub Property Tax Report: https://dallas.culturemap.com/ 📜 Housing for the 21st Century Act (H.R. 6644): https://www.congress.gov/ Work with Jesse: Ready to buy, sell, or invest in North Texas? Let’s talk. www.JesseSellsDFW.com CHAPTERS 00:00 – Texas Property Tax Rankings & 13,000 New Homes 00:54 – Texas Ranks 7th Nationally for Property Tax Burden 02:12 – School Closures: New Infill Land for DFW Developers 03:22 – Dallas #2 for Largest Affordability Improvement in the South 04:42 – Bipartisan Housing for the 21st Century Act (H.R. 6644) 07:11 – FHA, VA, and Ginnie Mae 2026 Policy Priorities 08:33 – Mortgage Rates: Lowest Weekly Average Since Sept 2022 09:12 – Mortgage Mike: Fed Minutes & Interest Rate Outlook 10:53 – Construction Spotlight: 13,270 Homes Approved in Waxahachie 13:38 – Tip of the Week: The New Construction Tax Trap 15:28 – PID/MUD Disclosure Laws & Builder Lawsuits