Adding a Credit Card to YNAB (Beginner-Friendly Walkthrough) | Ep. 4 скачать в хорошем качестве

Adding a Credit Card to YNAB (Beginner-Friendly Walkthrough) | Ep. 4

👉 Sign up for YNAB (34 Day Free Trial): https://ynab.com/referral/?ref=JENYwx... In this video, I walk through how to add a credit card account inside YNAB and explain how credit cards work differently than checking and savings accounts in YNAB. Using a demo budget, I show the full process—from creating the credit card account to recording purchases and making payments—so you can understand what’s actually happening behind the scenes. 💡 What You’ll Learn in This Video: How to add a credit card account in YNAB (linked vs unlinked) Why you might choose an unlinked account to build better money habits How to name your credit card and track multiple cards easily How YNAB automatically creates a Credit Card Payments category Why credit card categories behave differently than regular spending categories How a purchase moves money from a spending category to the credit card payment category How to correctly record a credit card payment from your checking account How to tell when a credit card is fully paid off inside YNAB Where to add helpful account notes like credit limits and due dates How to link a credit card later if you choose to What happens when you close a credit card account in YNAB I also explain how YNAB treats categories like envelopes or buckets, where your money stays in your bank account, but each dollar already has a job assigned to it—including money reserved to pay off your credit card. This video is designed to remove the confusion and fear around credit cards in YNAB and help you use them confidently without breaking your budget. 👍 If this video helped, hit the like button 💬 Have questions? Leave a comment below 🔔 Subscribe for more YNAB and tech walkthroughs #ynab #budget #yourdigitalmakeover