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To get a Free Trial of YNAB, click on this link: https://bit.ly/49iS8Cx In this episode of the YNAB Beginner’s Course, we take a focused look at two important target options inside YNAB: Set Aside Another and Refill Up To. If you’ve ever been confused about which target to use for things like groceries, utilities, medical expenses, or bills that change from month to month, this video will help clear that up. 💡 What You’ll Learn in This Video: What Set Aside Another actually does inside YNAB What Refill Up To means and how it works month to month Why Set Aside is useful for building up money for irregular or one-off expenses Why Refill Up To works better for categories that fluctuate, like groceries or electric bills How carryover balances affect how much you need to fund each month Real examples using groceries, medical expenses, water, electric, and internet bills How targets help your money stay “spoken for” without being confusing I also explain how YNAB treats categories like envelopes or buckets, where the money stays in your checking or savings account, but each dollar already has a job assigned to it. By the end of this episode, you should have a much clearer understanding of when to use Set Aside Another and when Refill Up To makes more sense, so your budget works with real life instead of against it. 👍 If this video helped, hit the like button 💬 Have questions? Leave a comment below 🔔 Subscribe so you don’t miss the next episode in the YNAB Beginner’s Course #ynab #budget #yourdigitalmakeover