What Is YNAB? (And Why It Works) | Beginners Course Ep. 2 скачать в хорошем качестве

What Is YNAB? (And Why It Works) | Beginners Course Ep. 2

👉 Sign up for YNAB (34 Day Free Trial): https://ynab.com/referral/?ref=JENYwx... Before going any further in this beginner series, it’s important to answer one key question: What exactly is YNAB? In this episode, I break down what YNAB really is — and more importantly, what makes it different from traditional budgeting. YNAB isn’t just an app. It’s a budgeting method built around one simple idea: you only budget the money you actually have right now. 💡 What You’ll Learn in This Episode: What YNAB stands for and how the YNAB method works Why YNAB focuses on giving every dollar a job How YNAB combines checking and savings balances into one clear plan Why traditional “catch-all” savings accounts often create confusion How YNAB helps you plan for real-life expenses like car repairs, yearly bills, and unexpected costs A walkthrough of adding checking and savings accounts inside YNAB How assigning money to categories brings clarity and confidence Instead of guessing future income, YNAB helps you make intentional decisions with the money you already have — so you always know what your money is doing and why. This episode builds directly on Episode 1 and lays the groundwork for everything else in the course, including categories, targets, and long-term planning. 👍 If this video helped you, hit the like button 💬 Have questions? Leave a comment below 🔔 Subscribe for the next episode in the YNAB Beginner’s Course #ynab #budgeting #yourdigitalmakeover