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f your money feels tighter, you're not alone. Many Canadians are earning more but saving less and carrying more debt, especially in British Columbia where the "cost of living" is exceptionally high. This isn't poor financial management or bad luck, but systemic issues affecting your personal finance and budgeting efforts. We explain why and offer strategies on how to save money and manage your finances effectively. #personalfinance #debtcrisis #wealthbuilding 0:00 - Why money feels tight 1:09 - The pattern and how it takes your money 1:38 - The first thing sucking your money 3:29 - Car loans are a trap 4:46 - Why your savings account isn't helping you 5:46 - The quiet drain on your bank account 6:36 - How to escape the system ✅ See What Mortgage You Qualify For in 30 Seconds 👉 Start Here : https://the-nowik-mortgage-team.mtg-a... 📞 Book a Call with Myles Nowik – Mortgage Broker in BC 👉 Schedule Your Call: https://calendly.com/d/cwjq-yg8-6rx 🏡 About The Nowik Mortgage Team We help Canadians buy homes, renew mortgages, refinance debt, and invest in real estate with strategies designed to build long-term wealth. Based in Nanaimo, BC, we serve clients across Vancouver Island, Greater Vancouver, and throughout Canada. ⚠️ Disclaimer The content in this video has been prepared with care; however, no representations or warranties are made regarding accuracy or completeness. This video is for informational purposes only and should not be taken as financial advice. Always consult a qualified financial professional before making decisions. The presenter accepts no liability for any loss, damages, or actions taken as a result of the information provided.