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If you’re waiting on a DUNS number before you build business credit, you may be wasting the exact months that decide your next approval. In this Funding Readiness Reality Check, S.E. Day breaks down the truth most business owners miss: a DUNS number is an identifier—not “business credit”—and treating it like step one can slow your fundability, create verification friction, and lead to wasted applications. In this episode, you’ll learn: • What a DUNS number actually is (and what it will never do) • When you DO need DUNS (D&B reporting + PAYDEX strategy) • When you DON’T need it (and what lenders often prioritize instead) • The real fundability stack: identity, compliance, banking stability, and reporting activity • A fast Fundability Fix in 60 Seconds to improve verification outcomes this week Is your business lender-ready? (Click Here) Take the quiz to see if you are ready to qualify and apply or need additional steps. Get my free Business Credit Starter Kit at https://fsbonly.com Keywords: DUNS number, Dun & Bradstreet, D&B, PAYDEX score, business credit, fundability, lender-ready, business banking, business compliance, tradelines, small business funding Remember: Qualify first. Apply second.