UM/UIM Insurance Coverage: What It Is and Why You Need It скачать в хорошем качестве

UM/UIM Insurance Coverage: What It Is and Why You Need It

In this video, Personal Injury Attorney Ty Stimpson explains what underinsured and uninsured motorist coverage (UIM/UM) is in Texas and why it’s crucial for protecting yourself in the event of a car accident. While not required by law, UIM/UM coverage can be a lifesaver if the other driver lacks enough insurance to cover your damages. Watch to learn why you should consider this coverage and how to ensure you're properly protected. For more info, contact Varghese Summersett Injury Law Group. Varghese Summersett PLLC versustexas.com Our Fort Worth-based personal injury law firm is dedicated to helping individuals who have been injured or suffered the loss of a loved one due to the negligent or wrongful actions of others. Personal Injury Attorneys Ty Stimpson: https://versustexas.com/attorneys/ty-... Katie Steele: https://versustexas.com/attorneys/kat... Connect with Varghese Summersett   / versustexas     / versustexas     / versustexas     / 3715834   Channel Page:    / @varghesesummersettpllc7161   00:00 UM & UIM Coverage: What is It and Why Do You Need It? 00:11 UM & UIM Protects You if You're Involved in An Accident with an Uninsured Or Underinsured Motorist 00:26 Texas Insurance Agents are Required to Offer UM & UIM 00:41 Why UM & UIM is Important 01:03 Contact Insurance Agent 01:22 Questions? Comments? Transcript Ty Stimpson: What is underinsured are uninsured motorist coverage in Texas? Underinsured or uninsured motorist coverage, or better known as UIM or UM coverage, is a type of insurance coverage that protects you if you are involved in a collision and the other party does not have insurance coverage or does not have enough coverage to cover your injuries or property damage. In Texas, UIM or UM coverage is not required by law. However, your insurance agent is still required to offer you the policy and you have to reject that coverage in writing. Now, why is UIM and UM coverage important? Well, let's say you're involved in a collision and you sustain significant injuries. If the other driver does not have enough insurance coverage to cover your medical expenses or property damage and you do not have UIM or UM coverage, you can be left holding the bag with no recourse. UIM and UM coverage protects you from these types of scenarios, so I recommend you contact your insurance agent and see, one, if you have UIM and UM coverage and two, do you have enough UIM and UM coverage to protect you if you find yourself in these situations? You can always reach out to myself or our team here at Varghese Summersett Injury Law Group if you ever have any questions regarding your insurance coverage. Thank you for watching. If you have any questions or comments, please feel free to leave them below, or you can give us a call at (817) 207-HURT or reach us online at versusinjury.com.