Broke at 40: The World Kicks You When You’re Down скачать в хорошем качестве

Broke at 40: The World Kicks You When You’re Down

Today is my bank loan repayment day. After 15 years in Big Tech, I have no income. I put my life savings into a startup. It failed. What’s left is debt, deadlines, and a walk to the bank. This video is a real-time monologue recorded while walking through the city. No music. No performance. Just thoughts, street noise, and one problem: How do you repay a loan when you’re broke at 40? As I walk, I talk about the hardest part of this process. Not the bank. Not the money. But the people you reach out to when you run out of options. I contacted people I trusted. Some replies were careful. Some were quiet. One message came from a place I didn’t expect. What follows are the small frictions no one warns you about: a password mix-up at the ATM, a machine that refuses to cooperate, and daily withdrawal limits that turn urgency into endurance. This is not a lesson. It’s a record of those hours. Just the city moving forward, and me trying not to fall further behind. —————— ⏱️ Timestamps 00:00 Repayment day 01:05 After 15 years in Big Tech: The wreckage 02:20 Asking for help at 40 03:40 Friends, excuses, silence 05:10 The system ate my card 06:40 Waiting in the bank 07:30 Daily limits: The final humiliation 08:10 Tomorrow, again —————— 💬 Discussion Have you ever realized the walk felt longer than the distance? Who surprised you most when you needed help? ——————————————————————————————————————————— my story: i spent 15 years in big tech. at 40, i was laid off and hit a negative net worth. i’m currently restarting my life from zero in Shanghai. #unemployedat40 #costofliving #ericrestarting #BrokeAt40 #DebtRepayment #RestartingFromZero #LifeAfterLayoffs #FinancialReality #ATMIncident #SocialBankruptcy #StartupFailure #NegativeNetWorth