The $100K Withdrawal Mistake Most Retirees Make скачать в хорошем качестве

The $100K Withdrawal Mistake Most Retirees Make

You have a Traditional IRA, a Roth IRA, and a taxable account. Which do you withdraw from first? Most people follow the "obvious" order — and end up paying $100,000+ more in lifetime taxes. The optimal strategy isn't about which account to drain first. It's about filling your lowest tax brackets every single year. In this video, we break down: → Why "taxable first, then Traditional, then Roth" backfires → How to calculate your bracket room each year → The RMD tax bomb most people don't see coming → Three scenarios: default vs optimized vs conversion strategy → When to use each account type strategically → Year-by-year bracket management No opinions. Just the math. ⏱️ Timestamps: 0:00 - The $100K question 0:49 - What most people believe 1:45 - Understanding the three account types 3:26 - The Inevitable Tax Bomb 4:35 - The practical strategy 6:12 - Your Annual Playbook 📚 Resources: IRS 2025 Tax Brackets: https://www.irs.gov/newsroom/irs-rele... RMD Rules: https://www.irs.gov/retirement-plans/... Capital Gains Rates: https://www.irs.gov/taxtopics/tc409 This is video 13 of our Retirement Reality series — foundational knowledge for Americans planning retirement. (13/20) #WithdrawalStrategy #RetirementPlanning #TaxPlanning #TraditionalIRA #RothIRA #MoneyMechanics