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Over the past 20 videos, we’ve covered the mechanics of retirement planning — taxes, Social Security, Medicare, Roth conversions, RMDs, and timing. And one conclusion kept showing up again and again: The biggest retirement losses don’t come from market crashes. They come from mistakes that feel safe. Waiting. Following rules of thumb. Doing what “most people do.” In isolation, none of these decisions look dangerous. But over a 20–30 year retirement, they quietly become the most expensive mistakes you can make. Today, we’re putting it all together. These are the retirement mistakes that cost the most — ranked by financial impact, explained with the math, and drawn directly from everything we’ve covered in this series. If you’ve watched the earlier videos, this is your summary. If this is your first one, this is your starting point. "Just the math." ⏱️ Timestamps: 0:00 - Why these mistakes matter 0:56 - Section 1 3:30 - Section 2 5:35 - Section 3 7:24 - Section 4 08:28 - Run the Math 📚Full Foundations Series Playlist: 👉 • Retirement Planning Fundamentals If this is your entry point, this video gives you the complete framework. 🔍 WHAT’S NEXT — SERIES 2 In Series 2, we go deeper into advanced retirement mechanics, including: • Social Security optimization and advanced claiming strategies • Medicare planning and IRMAA avoidance • Advanced Roth strategies (Backdoor Roth, QCDs, timing windows) • Withdrawal sequencing and income coordination • Estate and legacy planning mechanics Same math-first approach. No opinions. No hype. Next-level strategies. Stay tuned. #RetirementPlanning #RetirementMistakes #TaxPlanning #SocialSecurity #MoneyMechanics