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🏠 Wondering if it’s still possible to buy a home in 2025 without a down payment? In this video, I break down how 100% financing works—specifically through FHA loans paired with down payment assistance grants—and how one of my clients bought a home with almost zero money out of pocket. Whether you’re tired of being told to “just save more” or feeling like homeownership is out of reach, this video gives you a real solution. You’ll learn what these grants actually cover, how to qualify, what lenders are really looking for, and smart strategies to use them without getting stuck with a high mortgage payment later. 📉 Buying a home with no down payment is more realistic than you think—and this video shows you exactly how to do it the right way. ⸻ ✨ Ready to Get Pre-Approved? Apply here → https://181106.my1003app.com/2158986/ 📲 After applying, text me at 407-773-1775 so I can alert my team! ✨ Want a Personalized Mortgage Game Plan? Book a free 15-min discovery call → https://calendly.com/meres_mortgage/1... ✨ Want Proof I Know What I’m Doing? Check out my client reviews → https://g.co/kgs/uK6Wtzf ⸻ 💡 In This Video, You’ll Learn: ✅ What a 100% FHA loan really is ✅ How FHA grants work and who qualifies ✅ Minimum credit score & income requirements ✅ How one client bought a home for just $1,000 out of pocket ✅ What “forgivable grants” mean and how to refinance after ✅ Mistakes to avoid when using down payment assistance ✅ Local and state programs like Florida Hometown Heroes & Chenoa ✅ How to use seller credits to cover closing costs ✅ Tips to structure your offer when using these programs ✅ Why you still need some money saved—even with no down ⸻ 📌 Pro Tip: Use a mortgage broker to access more grant programs and maximize your flexibility. Don’t just apply at one bank—they usually only offer their own in-house options. ⸻ 🎯 This Video is Perfect For: • First-time buyers who don’t have 3% to 5% saved • Renters who feel like they’ll never afford a home • Buyers without VA or USDA eligibility • Anyone wanting to use a down payment assistance program wisely • People buying resale or new construction in 2025 ⸻ 📌 Popular Search Terms Covered: • How to buy a house with no money down • First-time homebuyer programs 2025 • FHA 100% financing explained • Down payment assistance grants • Buying a home with low income • Mortgage strategy for first-time buyers • Real estate tips for 2025 homebuyers ⸻ 🔔 Subscribe for weekly tips on home buying, mortgage strategies, and making smart financial decisions as a first-time buyer. 📲 Follow Me on IG for Daily Tips → / meres_mortgage ⸻