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In this episode, I reflect on a year that was both humbling and full of growth — in investing, business, and family life. Here’s what we cover: How this tough real estate cycle reshaped my understanding of debt, underwriting, and timelines. Why diversification mattered more than ever, and how some cash-flow deals helped balance weaker ones. The role of less-correlated assets like mineral rights and precious metals in creating stability. What this year revealed about operator quality and the value of clear communication. Why liquidity became a personal superpower, giving me flexibility and peace of mind. The entrepreneurial wins that came from intentional team building and community growth. How prioritizing presence with my family (including 10 trips together) shaped the year. 📲 Follow on Instagram: @passiveincomemd 💬 Join our Facebook community: Passive Income Docs 🎧 Listen on Apple & Spotify: The Passive Income MD Podcast 🔗 Check the link in our description