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Most people don’t fail at money because they were unlucky. They fail because they repeat the same small mistakes for decades — and never stop. In this video, I speak honestly about how I actually got rich. Not by being brilliant. Not by predicting the future. But by avoiding stupidity, again and again, over a very long life. If you’re anxious about money… If you’re worried about retirement… If you’re over 40 and wondering “Did I mess this up?” This video is for you. I share the hard lessons I learned by watching intelligent, hardworking people slowly ruin their financial lives — not dramatically, but quietly. You’ll learn: Why avoiding bad decisions matters more than finding great ones How envy quietly destroys wealth Why intelligence doesn’t protect you from financial ruin The simple rules I followed to survive crashes, mistakes, and time What really matters if you’re starting late or fixing past errors This is not motivational talk. This is not get-rich-quick advice. This is tough love from someone who has seen how money really works. If you want calm, rational, no-nonsense wealth wisdom — stay with this channel. #CharlieMunger #CarBuying #FinancialAdvice #WealthBuilding #MoneyManagement #InvestingTips #FinancialFreedom #RetirementPlanning #PersonalFinance #CompoundInterest #WarrenBuffett #ValueInvesting #FinancialIndependence #MoneyMistakes #WealthCreation