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Will Social Security run out? Clark addresses this concern and shares a new rule you need to know before applying for Social Security benefits. Also, Clark was recently inspired by an obituary for Bob Kierlin, a CEO who may have been more frugal than Clark himself! Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the March 24, 2025, episode of The Clark Howard Show. 00:00 - Intro 01:04 - Will Social Security Go Away? 05:52 - Ask Clark - How can I set up my college-bound son for financial success, including checking accounts and credit building?(Natalie) 07:54 - Ask Clark - How do I invest my savings in short-term Treasuries for better returns through Vanguard? (Leslie in North Carolina) 10:15 - Ask Clark - Can a 15-year-old open a bank account without a legal guardian, and what are the best options for direct deposit access? (Denise in Georgia) 14:49 - The Power of Living Below Your Means 22:23 - Ask Clark - Are expat services for moving to Portugal legitimate, and what should I know about visas, banking, and safety?(Dave in Florida) 26:09 - Ask Clark - Should I prioritize maxing out an HSA for tax benefits over my Roth IRA and house savings? (Isaac in Texas) 28:20 - Ask Clark - Is it safe to use a debit card for Amazon purchases? (April in California) Related resources https://clark.com/personal-finance-cr... https://clark.com/personal-finance-cr... https://clark.com/personal-finance-cr... Clark.com: Advice You Can Trust: SUBSCRIBE: / clark Listen To The Clark Howard Podcast: https://clark.com/podcast Apple Podcasts: https://podcasts.apple.com/us/podcast... Spotify: https://open.spotify.com/show/3lrwhe2... iHeartRadio: https://www.iheart.com/podcast/8-the-... Follow Us for More Money Tips: Website: https://clark.com/ Podcast: https://clark.com/podcasts/ Newsletter: https://clark.com/newsletters/ Instagram: / theclarkdotcom Facebook: / clarkhoward Need Consumer Advice? The Consumer Action Center is a free resource for advice on money and consumer issues. Call 636-49C-LARK (636-492-5275) and a member of Team Clark will assist you as soon as possible. The Consumer Action Center is available Monday-Friday from 10 a.m. to 4 p.m. ET. If you found this video valuable, give it a like. If you know someone who needs to see it, share it. Leave a comment below with your thoughts. Add it to a playlist if you want to watch it later. Our Promise to You: At Clark.com and ClarkDeals.com, we do not get paid for endorsements or reviews of any product or service, nor do we allow advertisers to place paid content on our sites. More information: https://clark.com/ad-disclosure/