How to Create a Money Plan That Actually Works to Reach Your Financial Goals скачать в хорошем качестве

How to Create a Money Plan That Actually Works to Reach Your Financial Goals

If you feel like you’re doing “everything right” but still not getting closer to your money goals, it’s not because you’re bad with money — it’s because you don’t have a realistic money plan. In this video, I break down why setting financial goals isn’t enough, how to figure out where you’re getting stuck, and how to create a money plan that actually works for your current financial season. This is a guilt-free, judgment-free conversation designed especially for first-generation professionals and Latinas who were never taught how to plan their money beyond paying bills and hoping for the best. We talk about how to align your goals with your real financial situation, why comparison can derail your progress, and how mindset blocks like financial anxiety and perfectionism quietly keep you stuck — even when you’re motivated. We cover: 00:00 Why you can feel stuck financially even with a decent income 03:30 How unrealistic financial goals keep you frustrated 09:20 How to set realistic financial goals for your situation 11:40 What a money plan actually includes (beyond a budget) 13:10 How to use SMART goals to create a clear roadmap 15:05 Why timelines, milestones, and systems matter 18:15 Perfectionism paralysis and financial avoidance 20:00 Common limiting money beliefs that keep you stuck 22:30 How to build a money plan that supports your life and long-term goals If you’ve ever felt overwhelmed, discouraged, or frustrated by your financial goals, this video will help you reframe money planning as a supportive tool — one that meets you where you are and helps you move forward with clarity and confidence. Mentioned in this video: Financial Reset Workshop (Episode 115) https://www.podcast.moneychisme.com/2... Budgeting & Money Management (Episode 116) https://www.podcast.moneychisme.com/2... Related episodes on financial anxiety and money mindset: EP 54 - https://podcasts.apple.com/us/podcast... EP 68 - https://podcasts.apple.com/us/podcast... Start your financial journey: Free Budget Template: https://moneychisme.kit.com/moneyplan... Get more tips in my Newsletter! https://moneychisme.kit.com/4cf43901b1 Follow me on Social Media! Tiktok: Moneychisme IG:   / money_chisme   Support the channel: https://www.buymeacoffee.com/moneychisme //ABOUT ME Hola, I'm Violeta! I am a first generation Mexican immigrant who is on a financial freedom journey through real estate investing, stocks and entrepreneurship. I started my youtube channel to help my fellow peeps in pursuing financial freedom by teaching financial literacy and sharing my experiences. I am the writer of the MoneyChisme blog, a small e-commerce business owner, and real estate investor. *This Link is an affiliate link and I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, tools and resources!