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Get my refi calculator: https://www.winthehouseyoulove.com/refi ► ► Get Pre-Approved With My Team → https://www.winthehouseyoulove.com/le... ► ► Get An Agent Referral → https://www.winthehouseyoulove.com/agent TOP RESOURCES 📉 Today’s Rates → https://www.winthehouseyoulove.com/rates 🏡 Max Purchase Price Calculator → https://www.winthehouseyoulove.com/ma... 📊 Loan Comparison Calculator → https://www.winthehouseyoulove.com/ad... 📅 Complete Buying Timeline → https://www.winthehouseyoulove.com/ti... 🎓 Lower Student Loan Payments → https://www.winthehouseyoulove.com/st... 💳 Credit Score Simulator → https://www.winthehouseyoulove.com/cr... 0:00 Is a refi right for you? 0:10 Example refi 6:42 What is a refinance? 8:42 When is the right time? 10:55 Who shouldn't refi? 13:00 Types of refinances 15:56 Rate and term 17:14 Streamline 19:24 Cash out 21:41 Step by step 23:30 Costs 26:25 First payment due date 27:25 Red flags 31:37 Get started — DISCLAIMER — Kyle Andrew Seagraves is Licensed Loan Originator (NMLS 1701021) with NFM Lending (NMLS 2893), an Equal Housing Lender. Separately, Kyle owns Win The House You Love LLC, an education company. Win The House You Love LLC is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational usage. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. Not affiliated with the VA, FHA, or any other government agency. This video has not been approved by any government agency. NFM Lending 1190 Winterson Road, Suite 300, Linthicum, MD 21090 Toll Free: +1 (888) 233-0092 NMLS #2893 Equal Housing Lender