What Federal Employees Get Wrong About Traditional TSP Taxes скачать в хорошем качестве

What Federal Employees Get Wrong About Traditional TSP Taxes

Retirement from federal service isn’t just about hitting a date on the calendar, it’s about understanding how your benefits actually work together. In this video, we break down traditional TSP taxes and explain where federal employees often feel uncertain or misled as retirement approaches. This video is designed specifically for federal employees who want clarity around planning for retirement and avoiding costly mistakes. In this video, you’ll learn: ● Why a traditional TSP balance is not tax free, and why that matters for retirement planning ● The common lower tax bracket assumption, and how pension, Social Security, and TSP withdrawals can stack up ● The difference between Roth TSP and traditional TSP, and how to think about when you pay taxes ● How large withdrawals and RMDs can push you into a higher tax bracket ● Why tax planning gets harder once you retire, and why timing matters before you separate ● A lesser known tax trap tied to income around age 63 and Medicare Part B premiums 📌 If you’re within 10 years of retirement, already eligible, or questioning whether your current plan is truly optimized, this is an important place to start. About Axiom Value: Located in Rockville, MD, Axiom Value works with federal employees across the DMV area, including Maryland, Washington DC, and Northern Virginia, to bring structure, clarity, and confidence to retirement planning, especially when it comes to taxes, timing, and long-term income strategy. If you’d like to speak with our team about your retirement planning: Schedule a Meeting: https://axiomvaluellc.com/schedule-a-... Phone: +1 (240) 863-3688 TIMESTAMPS: 00:00 Traditional TSP and taxes 00:45 How much of your TSP is really yours 01:28 Why traditional TSP dollars are taxable 02:18 Tax savings vs tax postponement 02:59 The lower tax bracket assumption 03:50 Three income sources in retirement 04:35 Roth vs traditional TSP when you pay taxes 06:04 Why Roth TSP is underused 06:48 The tax bracket trap 07:30 RMDs and losing control 08:58 Why tax planning matters before retirement 09:43 Medicare Part B premium tax trap 10:33 Informed vs uninformed tax system DISCLOSURE: Axiom Value Wealth Management LLC is a registered investment adviser. This platform is solely for informational purposes. Investing involves risk and possible loss of principal capital. “Likes” “endorse” and “approve” are not intended to be endorsements of our firm, our advisors, or our services. Please be aware that while we monitor comments left on this page, we do not endorse or necessarily share the same opinions expressed by site users. While we appreciate your comments and feedback, please be aware that any form of testimony from current or past clients about their experience with our firm is strictly forbidden under current securities laws. Please honor our request to limit your posts to industry-related educational information and comments. Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client's evaluation. The opinions expressed herein are those of the firm and are subject to change without notice. The opinions referenced are as of the date of publication and are subject to change due to changes in the market or economic conditions and may not necessarily come to pass. Any opinions, projections, or forward-looking statements expressed herein are solely those of the author, may differ from the views or opinions expressed by other areas of the firm, and are only for general informational purposes as of the date indicated. Content posted by third parties is not attributable to the adviser or firm employees as the information regarding the Adviser within this post was not provided by the adviser of a page when looking at its layout.