Federal Employees Retire on Income, Not Assets скачать в хорошем качестве

Federal Employees Retire on Income, Not Assets

Retirement from federal service is not just about having money saved, it’s about knowing how your income will actually work once the paychecks stop. A lot of federal employees assume they need to do less in retirement, when the real issue is often not poor saving, but poor planning. This video is for federal employees who want more clarity on how to retire with confidence, protect their lifestyle, and avoid common income planning mistakes as retirement gets closer. In this video, you’ll learn: • Why people retire on income, not just assets • Why your current salary is not the same as what you’re actually living on today • How pension, the special retirement supplement, and Social Security fit into your retirement income picture • The common mistakes advisors make when they don’t understand federal benefits • Why taking income directly from your TSP can create risks if the market turns at the wrong time • Why capital preservation becomes more important as you get closer to retirement If you’re within 10 years of retirement, already eligible, or trying to figure out whether you can retire without unnecessarily lowering your standard of living, this is an important place to start. About Axiom Value: Located in Rockville, MD, Axiom Value helps federal employees across Maryland, Washington DC, and Northern Virginia make smarter retirement decisions with more clarity around benefits, taxes, income planning, and long-term lifestyle strategy. If you’d like to speak with our team about your retirement planning: Schedule a Meeting: https://axiomvaluellc.com/schedule-a-... Phone: +1 (240) 863-3688 TIMESTAMPS: 00:00 Most retirement mistakes happen five years before retirement 00:22 Why retiring without an income plan is a problem 00:56 Why so many people assume they have to do less in retirement 02:13 Are you really living on your full salary today 03:47 Can you replace your income in retirement 04:43 How to solve the retirement income gap 05:08 Why federal specific planning matters 05:51 A real client story about retiring with confidence 06:53 Retiring sooner after seeing the right strategy 07:26 Why federal pay statements create confusion 08:49 What people get wrong about pension income 09:23 Is your pension taxed in retirement 10:02 The special retirement supplement mistake 11:44 Guaranteed income vs taking money from your TSP 14:07 Sequence of return risk explained 15:54 Why too much TSP risk can be dangerous near retirement 16:35 Why capital preservation matters more near retirement 17:10 Final takeaway for federal employees DISCLOSURE: Axiom Value Wealth Management LLC is a registered investment adviser. This platform is solely for informational purposes. Investing involves risk and possible loss of principal capital. “Likes” “endorse” and “approve” are not intended to be endorsements of our firm, our advisors, or our services. Please be aware that while we monitor comments left on this page, we do not endorse or necessarily share the same opinions expressed by site users. While we appreciate your comments and feedback, please be aware that any form of testimony from current or past clients about their experience with our firm is strictly forbidden under current securities laws. Please honor our request to limit your posts to industry-related educational information and comments. Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client's evaluation. The opinions expressed herein are those of the firm and are subject to change without notice. The opinions referenced are as of the date of publication and are subject to change due to changes in the market or economic conditions and may not necessarily come to pass. Any opinions, projections, or forward-looking statements expressed herein are solely those of the author, may differ from the views or opinions expressed by other areas of the firm, and are only for general informational purposes as of the date indicated. Content posted by third parties is not attributable to the adviser or firm employees as the information regarding the Adviser within this post was not provided by the adviser of a page when looking at its layout.