₹20 लाख Middle Class Home Loan के लिए SIP का use कैसे है? | Real Case Study скачать в хорошем качестве

₹20 लाख Middle Class Home Loan के लिए SIP का use कैसे है? | Real Case Study

क्या ₹20 लाख का होम लोन सच में SIP से ₹8–17 लाख तक आ सकता है? इस Real Case Study में जानिए एक middle class family की smart home loan planning. 🟡इस वीडियो में हमने एक real व्यक्ति (Pintu ji) के home loan case को लेकर दिखाया है कि कैसे: ✅Normal EMI structure में कितना interest जाता है ✅हर 2 साल lump sum prepayment से क्या फर्क पड़ता है ✅और अगर वही पैसा SIP (Mutual Fund) में लगाया जाए तो क्या scenario बनता है 🟡हमने 3 अलग-अलग return scenarios लिए हैं: ✅10% (worst case) ✅12% (normal case – AMFI based assumption) ✅15% (best case – hypothetical) 🟡और उसके बाद: ✅Long Term Capital Gain Tax ✅₹1.25 lakh exemption ✅Final net cost of house सब कुछ step-by-step real numbers के साथ समझाया गया है. 🌐 Website: https://moneyblasters.com 👇 हमारा WhatsApp Group Join करें (Free Investing Community) 👉 Join WhatsApp Group: https://chat.whatsapp.com/DdbToavLIjG... 🔗 Important Links: Start SIP (Direct AMC Links):https://sbimf.app/6A4F12copND8 📸 Instagram:   / live.abhishek   👍 Facebook:   / live.chouhan   ⏱️ Timestamps 00:00 – Intro & Real Case Study Setup 00:29 – Pintu Ji की Income & Family Details 01:24 – Home Loan EMI & Bank Details 01:49 – Traditional Bisi (BC) Saving Method 02:40 – Normal EMI vs Prepayment Scenario 04:52 – हर 2 साल Lump Sum करने से फायदा 05:22 – हर साल Prepayment करने का Effect 06:57 – SIP वाला Scenario शुरू 07:54 – 10%, 12%, 15% Return Comparison 10:13 – Tax Calculation on SIP Returns 11:52 – Final Comparison: EMI vs SIP 12:48 – सीख और Financial Awareness Message 13:12 – WhatsApp Group & Closing ✍️ Author Note (Abhihek Chouhan) I have over 10 years of experience and practical knowledge in the financial markets. I regularly create blogs, articles, and educational videos focused on financial awareness and investor education. I am a certified Mutual Fund Distributor registered with AMFI (ARN: 165168). The sole purpose of creating this video is to spread authentic, research-based financial knowledge and promote financial awareness. I strongly believe that true individual growth and overall development are possible only when people become financially aware and make informed decisions. ⚠️ Disclaimer This video is for educational and informational purposes only. The data, facts, and views shared regarding home loans, SIP, mutual funds, and financial planning are based on information voluntarily provided by the individual featured in this video and personal research. I am not a SEBI-registered investment advisor, and no investment advice, recommendations, or guaranteed return plans have been provided in this video. All calculations and examples shown are hypothetical and for learning purposes only. Past performance is not indicative of future results. Market-linked investments involve risk, and viewers are strongly advised to consult a qualified financial advisor before making any financial decisions. #HomeLoan #SIP #FinanceHindi #RealCaseStudy #MiddleClassIndia #SIPvsEMI #FinancialPlanning #MutualFund #SmartInvestment #PersonalFinance