50 लाख से SWP प्लान | Three Bucket Strategy Explained with Real Past Data Example (2010–2026) скачать в хорошем качестве

50 लाख से SWP प्लान | Three Bucket Strategy Explained with Real Past Data Example (2010–2026)

इस वीडियो में मैंने Three Bucket Strategy के साथ SWP (Systematic Withdrawal Plan) को एक पूरी तरह educational और hypothetical case study के ज़रिए समझाया है। 👉 उदाहरण के तौर पर माना गया है कि ₹50 लाख 1 November 2010 को invest किए गए 1 साल wait करने के बाद ₹25,000 महीना SWP शुरू किया गया 2010 से 2026 तक real historical NAV data के आधार पर calculation की गई इस वीडियो में आप समझेंगे: ✔️ Sequence of Return Risk क्या होता है ✔️ Market crash (2011, 2013, 2018, 2020 COVID) में portfolio कैसे behave करता है ✔️ 14 बार loss झेलने के बावजूद SWP कैसे sustain हुआ ✔️ Bucket refill strategy कैसे काम करती है ✔️ LTCG tax, switch tax और effective tax rate कैसे calculate होता है ✔️ Three Bucket Strategy क्यों long-term income planning में useful मानी जाती है 👇 हमारा WhatsApp Group Join करें (Free Investing Community) 👉 Join WhatsApp Group: https://chat.whatsapp.com/DdbToavLIjG... 👉 Telegram: https://t.me/moneyblasters 📊 Excel-based detailed data, calculations और explanation आपको मेरी website पर मिलेंगे: 🌐 Website: https://moneyblasters.com/3-bucket-sw... 🔗 Important Links: Start SIP (Direct AMC Links): https://sbimf.app/6A4F12copND8 📸 Instagram:   / live.abhishek   👍 Facebook:   / live.chouhan   ⏱️ Timestamps 00:00 – Introduction: 14 baar loss ke baad bhi portfolio kaise survive hua 00:32 – SWP & Three Bucket Strategy ka overview (50 लाख example) 01:07 – Sequence of Return Risk kya hota hai? 01:36 – Major market crashes: 2011, 2013, 2018, COVID 2020 02:03 – Real historical NAV data se calculation kaise ki 02:28 – SEBI disclaimer & educational purpose clarification 02:50 – 2010 se hi example kyun liya? (Worst-case scenario) 03:12 – ₹50 लाख investment ka complete structure (3 Buckets) 03:40 – Bucket 1: Liquid fund selection & safety logic 04:04 – Bucket 2: Hybrid fund explanation 04:30 – Bucket 3: Small cap fund & risk discussion 04:59 – 1 year wait rule & SWP tax benefit logic 05:30 – Market downturns ke dauran SWP ka impact 06:02 – Emergency fund & bucket sizing explanation 06:30 – Insurance importance (Health & Life) 07:20 – Bucket refill strategy ka real example 07:48 – 2018 NBFC crisis & market correction 08:17 – COVID crash (42% drawdown) explained 08:44 – Post-COVID recovery & bull market phase 09:25 – Total withdrawal: ₹42,75,000 & current value approx ₹3 crore 10:00 – Total losses analysis: 14 corrections breakdown 10:34 – LTCG tax rules (hypothetical calculation) 11:00 – SWP & fund switch par tax kaise lagta hai 11:31 – Tax exemption years explained 12:04 – Effective tax rate sirf ~7% kaise bana? 13:08 – 50 लाख hi kyun? Smaller amount logic 13:31 – Ideal SWP thumb rule (6% rule) 13:59 – Three Bucket Strategy kyun best hai? 14:25 – Bucket 1, 2, 3 ka clear purpose 15:17 – Risk, time frame & asset allocation 15:42 – Is case study ka final takeaway 16:06 – Future returns guarantee kyun nahi hoti? 16:31 – Call to Action: Like, Comment, WhatsApp Group & Website ✍️ Author Note (Abhishek Chouhan) I have over 10 years of experience and practical knowledge in the financial markets. I regularly create blogs, articles, and educational videos focused on financial awareness and investor education. I am a certified Mutual Fund Distributor registered with AMFI (ARN: 165168). The sole purpose of creating this video is to spread authentic, research-based financial knowledge and promote financial awareness. I strongly believe that true individual growth and overall development are possible only when people become financially aware and make informed decisions. ⚠️ Disclaimer All figures shown in this video are part of a hypothetical illustration based on past data and are not meant to represent actual or future investment outcomes. This video is for educational and informational purposes only. The data, facts, and views shared regarding the Stock market, mutual funds, and gold are based on publicly available information and personal research. I am not a SEBI-registered investment advisor, and no investment advice, recommendations, or guaranteed return plans have been provided in this video. Past performance is not indicative of future results. Stock market, mutual funds, gold, and investment-related decisions involve risk, and viewers are strongly advised to consult a qualified financial advisor before making any investment decisions. #SWP #ThreeBucketStrategy #MutualFundEducation #FinancialPlanning #InvestmentHindi #SWPStrategy #RetirementPlanning #FinanceEducation #PassiveIncome