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Choosing Social Security wrong isn’t just “less money.” It can lock in decades of stress — and you can’t undo it. In this video, you’ll use a simple framework (the 3 Types + 4 Pillars) to decide whether 62, 67, or 70 fits your real life — health, work, savings, spouse strategy, and risk. You’ll learn: • The 3 biggest myths that trap people into regret • The 3 Types: Need It Now / Middle Path / Maximizers • The Bridge Years Plan (how to stop working without draining your 401(k)) • The Decision Card (5 questions) that gives you clarity fast • Real scenarios that make the choice obvious • A 48-hour checklist so you stop overthinking and actually decide This is designed for Americans 40–50 who want to plan early and avoid the #1 retirement regret: claiming for the wrong reasons. ⏱️ Chapters (add to boost retention + SEO) The fear people don’t admit Linda’s fork in the road (62 vs 67 vs 70) Myth #1: “Claiming early is always wrong” Myth #2: “Waiting until 70 always wins” Myth #3: “Break-even age solves everything” The 4 Pillars that actually decide this The 3 Types (Need It Now / Middle Path / Maximizers) The Bridge Years Plan (5 tools) “Claim early and invest” — the hidden trap Married? Survivor benefits can change everything Decision Card: 5 questions → your direction Scenario walkthroughs (Karen / David / Patricia) If you’re still torn: the safe way to choose The 48-hour checklist Final truth: indecision is the expensive decision Comment “62 / 67 / 70” + your age (40s or 50s) and I’ll pin the best “Bridge Years” idea for your situation. This content is educational and not financial or tax advice. Consider a licensed professional for personalized guidance. #SocialSecurity #RetirementPlanning #401k #Retirement #PersonalFinance #FinancialPlanning #SocialSecurityBenefits #ClaimingStrategy #RetireSmart #MoneyOver40