TIAA Traditional - Should I Initiate Lifetime Income? скачать в хорошем качестве

TIAA Traditional - Should I Initiate Lifetime Income?

TIAA - Should I initiate Lifetime Income? How Much Lifetime Income should I initiate? #tiaa #tiaaa #tiaatraditional Should you initiate TIAA lifetime income? And if so, how much? In this video, Greg Shepard breaks down two real-life scenarios—one where lifetime income made sense and one where it didn’t—to help you make the right decision for your retirement. 🔹 Key Takeaways: ✔️ Time in TIAA Traditional matters – The longer you’ve been in, the better the payout rates and potential loyalty bonuses. ✔️ Scenario 1: A client with 30+ years in TIAA Traditional saw a 10% payout rate and strong loyalty bonuses. She was initially against lifetime income but changed her mind. ✔️ Scenario 2: A client with 15 years in TIAA Traditional wanted to add $300K to maximize lifetime income. But due to lower payout rates on new money and a younger spouse (joint life bene option), it wasn’t the best move. Instead, he kept his assets more flexible. ✔️ Lesson learned: If you’ve been in TIAA Traditional for decades, it may be worth considering. But if you’re newer, other strategies might make more sense. 📌 Thinking about lifetime income? Don’t make a rushed decision. 💬 Need guidance? Reach out to me—contact info below! =========================== Make sure to connect w/ us ➡ https://tiaasimplified.com 🔔 Make sure to subscribe here to get notifications of future videos @TIAAsimplified 📆 Jump on my calendar to see how we can simplify your TIAA life.... https://calendly.com/greg-safinancial... 🎤 Explore the Podcast    • TIAA Simplified Podcast   email: [email protected] 913-521-2381 Disclosure S&A Financial Services, Inc. is a registered investment advisor. Content presented is for informational purposes only and should not be considered as investment advice or as an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Always consult with your tax advisor or attorney regarding your specific situation.