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TIAA - Difference Between Fixed and Variable Annuity

TIAA - What's the difference between the Fixed and Variable Annuity? #tiaa #tiaaa #tiaatraditional In this video, Greg Shepard from TIAA Simplified dives deep into the differences between Traditional Fixed Annuities and Variable Annuities within TIAA. If you’ve been wondering which annuity option is best for your retirement income, this video breaks down the pros and cons of each, helping you make an informed decision. Key Points: ✔ Fixed Annuities: Provides guaranteed principal and interest, offering predictable income for life. However, it has limited growth potential, no liquidity, and no inflation protection. ✔ Variable Annuities: Offers variable income based on market performance, but comes with risks of lower payouts and higher fees. This option may suit those willing to take on market risk for potentially higher returns. ✔ Combination: Greg explains how you can combine both fixed and variable annuities to optimize your retirement strategy. He also discusses alternatives like rollover IRAs that can achieve similar goals with lower costs. With 23 years of experience in TIAA accounts, Greg emphasizes the importance of carefully considering your options. Fixed annuities may be safer for those seeking stability, while variable annuities may appeal to those comfortable with market risks. If you're unsure about which option is right for you or how to structure your retirement income, Greg is here to help. Reach out for personalized guidance. =========================== Make sure to connect w/ us ➡ https://tiaasimplified.com 🔔 Make sure to subscribe here to get notifications of future videos @TIAAsimplified 📆 Jump on my calendar to see how we can simplify your TIAA life.... (copy & paste) https://calendly.com/greg-safinancial... 🎤 Explore the Podcast    • TIAA Simplified Podcast   email: [email protected] 913-521-2381 Disclosure S&A Financial Services, Inc. is a registered investment advisor. Content presented is for informational purposes only and should not be considered as investment advice or as an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Always consult with your tax advisor or attorney regarding your specific situation.