5 Simple Bond Rules That Beat the Chaos скачать в хорошем качестве

5 Simple Bond Rules That Beat the Chaos

Are bonds really the safe, boring part of your portfolio — or are they quietly ticking time-bombs? Spoiler: they’re not… if you understand how they work (which is the hard part). In this video, I dig into why I’m so conflicted about bonds, the very important purpose they still serve, and how you should use them if you decide to hold them. → Based on my full article at CatchingUpOnInvesting.com What we cover: 🧩Why bonds feel safe but can still lose money when rates rise 🧩Why I don’t buy individual bonds — funds/ETFs make far more sense 🧩How to use bonds correctly:   – Short maturities (well under 10 years)   – Money-market for near-term needs   – Broad bond funds for risk balance or retirement-focused liability matching 🧩Big takeaway: Are bonds sucking, or serving you? → They serve… but only if you keep them simple. Timestamps: 0:00 — Intro 0:40 — Why Bonds Drive Me Nuts 1:35 — Why We Still Need Bonds (The Rulebook) 1:47 — Individual Bonds vs. Bond Funds 2:09 — Bonds for General Risk Management 2:46 — Need the Money in less than 5 Years → Use a Money Market Fund 4:10 — Tax Considerations for Bonds 5:00 — The Emotional Side of Holding Bonds 5:39 — Bonds Before and After Retirement 7:30 — Final Takeaway: Use Bond Funds—Unless You’re the Exception Links & Resources: ✅ Full article: https://catchinguponinvesting.com/inv... ✅ Example broad bond index fund (US): Vanguard BND ✅ Example money market funds (US): VMFXX (Vanguard) SPAXX (Fidelity) SNVXX (Schwab) ✅ Subscribe for weekly investing breakdowns ✅ Full Personal Finance & Investing Guide: https://www.amazon.com/dp/B0F3VYBLSK #Investing #Bonds #ETFs #PersonalFinance #BeginnerInvesting #BondFunds #indexinvesting Disclaimer: This video is for education and entertainment only. I’m not a financial advisor. This is not personalized financial advice. Do your own research and talk to a professional before making investment decisions.