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In this episode of The Human Orbit, we speak with Coen Jonker, Founder & Group CEO of Tyme Group, about how to build, scale, and operate digital banks in emerging and global markets. Coen brings rare, real-world insight into fintech innovation, digital banking strategy, and the realities of disrupting traditional banking systems. From regulatory challenges to customer-first design, this conversation is a must-watch for anyone in fintech, banking, or startups. 🎯 Key topics covered in this episode: • How to scale a digital bank while balancing regulation and innovation • Why the best fintech teams combine traditional bankers and non-bankers • The importance of deep customer immersion in building financial products • Why the future of banking is moving beyond apps to embedded finance • Why sales skills and humility are critical for founders and CEOs Coen also shares why he took his team to live in a rural village — a powerful example of human-centered banking design that most founders never experience. Whether you’re a fintech founder, banking executive, product leader, or entrepreneur, this episode delivers practical lessons on digital transformation, customer experience, and building financial products that scale. ▶️ Watch till the end for insights on fintech and banking that founders rarely talk about. UAE fintech ecosystem, Middle East digital banking, GCC financial innovation, Dubai fintech scene, Abu Dhabi fintech hub, next-generation banking, cloud-native banking, API-driven finance, open banking Middle East, digital-first banks, fintech business models, building digital banks, fintech scalability, growth-stage fintech, product-led banking, design-led fintech, UAE financial regulation, secure digital payments, fintech thought leadership, banking industry podcast, Coen Jonker interview, Tyme Group leadership, The Human Orbit podcast