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Val discusses one of the most critical — and often irreversible — decisions retirees face: electing survivor benefits for your pension, federal retirement (like FERS/CSRS), military Survivor Benefit Plan (SBP), or similar plans. In this video, Val breaks down why this choice matters so much, the common pitfalls that can leave your spouse or loved ones financially vulnerable (or cost you unnecessarily during your lifetime), and how to make an informed decision that protects your family without overpaying. 👉 Visit https://federalretirementshow.com/pod... for full episodes and be sure to subscribe to the Federal Retirement Show YouTube channel! If you find this video helpful, don’t forget to give it a thumbs up 👍 and subscribe to our channel! Hit that notification bell 🔔 so you never miss an update! Got any questions or thoughts? Drop a comment below – we’d love to hear from you! Have questions or topics you’d like Val to discuss on the podcast? Connect with Val today and the topic could be featured in future episodes! --- Show Links: Website: https://federalretirementshow.com/ Apple: https://shorturl.at/H5lBM Spotify: https://shorturl.at/mlKKE Amazon Music: https://shorturl.at/KPW7G --- 0:00 – Irrevocable choice 1:10 – Two exceptions 2:30 – Pension reduction 3:45 – FEHB attachment 5:00 – Why Survivor Benefit is a bad piece of Life Insurance #federalemployees #retirementplanning #federalretirement #survivorbenefit #podcast --- Subscribe to our YouTube Page: / @americanbenefitsexchange Connect with Val: American Benefits Exchange --- thinkabx.com Federal Retirement Show --- federalretirementshow.com/podcasts LinkedIn --- / american-benefits-exchange Phone --- (512) 582-6050 --- About American Benefits Exchange: American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets. American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization. ________________________________________________________ The Federal Retirement Show - Hosted by Val Majewski As Vice President of Sales and Marketing at American Benefits Exchange, LLC, Val Majewski specializes in educating and training federal employees on their benefits and retirement information. In his 10 years working exclusively with federal employees, his goal has been to make sure that each individual and family is in the best possible position moving forward. Prior to joining the team at American Benefits Exchange, Majewski played 11 seasons as a professional baseball player, reaching the Major League level with the Baltimore Orioles in 2004. He also played in the Houston Astros, Los Angeles Angels of Anaheim, Oakland Athletics and Texas Rangers organizations. (512) 582-6050 E-mail: vmajewski@thinkabx.com #TSP #RetirementPlanning #FinancialTips #Investing #ThriftSavingsPlan #PersonalFinance