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10-Second UPI Limit? | Faster Payments, Stricter Security & Global Records | New NPCI Guidelines In a major move to boost digital payment efficiency, the National Payments Corporation of India (NPCI) has slashed the UPI transaction time limit from 30 seconds to just 10-15 seconds. This update, combined with stricter KYC norms and enhanced security protocols, aims to reduce server load and prevent "hanging" transactions. In this video, we decode the technical and regulatory aspects of this mandate, covering the new timeout windows, security overhauls, and the record-breaking growth of UPI in 2026—crucial topics for your General Awareness preparation. Target Exams 🎯 IBPS PO & Clerk 🎯 SBI PO & Clerk 🎯 RBI Grade B 🎯 UPSC CSE (Economy/Science & Tech) 🎯 SSC CGL & CHSL What is Covered ✅ New Time Limits: Detailed breakdown of the reduced 10-second window for transaction checks and refunds. ✅ Security Overhaul: Explanation of stricter KYC norms, high-value authentication, and real-time monitoring requirements. ✅ "Hanging" Transactions: Understanding why auto-declines will now happen faster to prevent stuck money. ✅ Growth Data: Analysis of January 2026 record stats (21.7 Billion transactions) for your exam data points. ✅ Global Impact: Insights into IMF and ACI Worldwide reports recognizing UPI's dominance (49% global share). Conclusion Understanding these digital banking updates is essential for cracking the Banking Awareness and Current Affairs sections. Watch the full video to clear your concepts on the "10-Second Rule" vs. "T+1 Settlement" and ensure you are ready for any question on this topic! #UPI #NPCI #BankingAwareness #CurrentAffairs2026 #BankPO #UPSC #SSCCGL #DigitalIndia #FintechNews #RBIGradeB #IBPS #SBIPO #EconomyUpdates #UPIUpdate STUDY SMART APP LINK👉 https://bit.ly/3DVGpJd STUDY SMART Website👉 https://studysmart.guru/ WHATSAPP +91-9870164665 📌*Current Affairs Videos 2025:* • No OTP, No Fingerprint? IPPB Aadhaar Face ... 📌Current Affairs Shorts 2025: • 2023 Global TB Report | India's success in... 📌Reasoning Fo Bank Exams 2025: • Box Based & Linear Sitting Puzzle | Reason... 📌Banking Awareness Shorts: • "सरकारी बैंक" ही Scheduled Bank हैं? What ... 📌Speed Maths 2025: • Speed Maths | Fast Calculation Tricks | Cl... 𝐅𝐑𝐄𝐄 𝐌𝐀𝐓𝐇𝐒 𝐕𝐈𝐃𝐄𝐎𝐒 𝐏𝐋𝐀𝐘𝐋𝐈𝐒𝐓 ⚡Simple & Compound Interest👉 • Simple and Compound Interest Concept & Tri... ⚡Speed Maths for Faster Calculation👉 • Speed Maths for Faster Calculation ⚡Time Speed & Distance👉 • Time Speed and Distance for SBI PO IBPS PO... ⚡Profit and Loss👉 • Profit and Loss for BANK PO & CLERK and SS... ⚡Time and Work👉 • Time and Work Tricks and Shortcuts ⚡Quadratic Equations👉 • Quadratic Equation for All Govt. Exams ⚡Mixture and Alligations👉 • Mixture and Alligation Complete Approach w... ⚡Ratio & Proportions👉 • Ratio and Proportion Complete Approach wit... ⚡Percentages👉 • Percentage Problems Tricks and Shortcuts f... 𝐅𝐑𝐄𝐄 𝐂𝐨𝐦𝐩𝐮𝐭𝐞𝐫 𝐀𝐰𝐚𝐫𝐞𝐧𝐞𝐬𝐬 𝐏𝐋𝐀𝐘𝐋𝐈𝐒𝐓 ⚡Computer Awareness👉 • Computer Awareness 2021 for Govt. Exams 𝐅𝐑𝐄𝐄 𝐑𝐄𝐀𝐒𝐎𝐍𝐈𝐍𝐆 𝐏𝐋𝐀𝐘𝐋𝐈𝐒𝐓 ⚡Reasoning Course👉 • Reasoning Basic to Advance for SBI PO | IB... ⚡Reasoning Practice Class👉 • IBPS PO 2022 Reasoning Crash Course ⚡Reasoning Puzzles Basics👉 • Reasoning Seating Arrangement & Puzzle Course 𝙎𝙊𝘾𝙄𝘼𝙇 𝙇𝙄𝙉𝙆𝙎 📌 Join Telegram Group :https://telegram.me/studysmart0 📌 Instagram: https://bit.ly/3H1EvtW 📌 Join Telegram Channel : https://telegram.me/studysmart00 📌 Like Our Facebook Page: https://goo.gl/s4l4ZO 📌 Follow us on Twitter: https://goo.gl/rvVpDL 📌 Join Our Facebook Group : https://goo.gl/fGDu1d ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖ Thank You Chandrahas