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Why We Buy Things We Can't Afford

This episode of Where Common Sense Fails looks at everyday money habits, impulse spending, side hustles and why so many adult decisions don’t actually make sense. We talk about money stress, buying things we don’t need, selling stuff online to justify it, and the mental gymnastics people use to feel responsible while doing the opposite. The constant contradiction between wanting to be sensible and acting like it’ll all sort itself out. From impulse buys and fake bargains to side hustles that create more admin than income, we get into the stuff that quietly stresses people out. Tax confusion, cash flow anxiety, business pressure and the reality of being responsible for everything while pretending you’re fine. As always, the conversation drifts. Regifting logic that makes no sense. Instruments bought on a whim. Awkward purchases dressed up as “investments”. And the slow realisation that most people are winging it while acting like they’ve got it under control. There’s no advice here. No solutions. No life lessons. Just two lads talking through the everyday moments where common sense disappears and laughing at how easy it is to overcomplicate things that should be simple. If you’ve ever stressed about money while actively making decisions that don’t help, you’ll recognise yourself in this episode. New episodes every week. 00:00 Being stressed about money but spending anyway 01:50 Impulse buys and fake bargains 04:30 Selling stuff online to justify it 07:20 Side hustles and admin stress 10:30 Business pressure and cash flow reality 14:10 Tax confusion and mental gymnastics 18:00 Regifting and resale logic 21:40 Buying things you didn’t need 25:00 Acting like adults while winging it 29:00 When common sense disappears