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Are you buying a home in Massachusetts? 🏡 You could be leaving thousands of dollars on the table if you don’t know about the MassHousing program. In this video, we’ll break down: ✅ Who qualifies (first-time & non-first-time buyers) ✅ How to access $30,000 in down payment & closing cost assistance ✅ Special benefits like job loss protection and lower interest rates ✅ Why this program is NOT just for low-income buyers ✅ How income limits actually work (up to $200K+ in some areas) 💡 Whether you’re a first-time homebuyer or not, the MassHousing program can save you money, reduce your monthly payment, and make homeownership possible with little to no money out of pocket. We’re licensed in all 50 states 🌎 — while today’s video is about Massachusetts, many states offer similar programs. If you’re thinking about buying a home, reach out and let’s see what you qualify for. 📲 Contact us: https://www.rate.com/loan-officers/br... 💬 Have questions about home buying, down payment assistance, or loan programs? Drop them in the comments — we’d love to help! 👉 Don’t forget to LIKE, SUBSCRIBE, and hit the 🔔 so you don’t miss more insider tips to save money when buying a home. 00:00 – Intro: Stop leaving money on the table 00:40 – What is MassHousing? 01:30 – Who qualifies (first-time & non-first-time buyers) 02:30 – Program benefits: Low down payment, reduced rates, job loss protection 04:00 – Income limits explained (Western MA vs. Boston area) 05:00 – Down payment assistance breakdown 06:15 – Low-income program: $30K at 0% interest 07:30 – Medium & high-income programs: $25K at 2–3% interest 08:40 – How to use the assistance (down payment, closing costs, PMI reduction) 10:00 – Real-world example: Buying with almost no money out of pocket 11:30 – Common misconceptions (not just low income, not harder to qualify) 12:30 – How to apply & why choosing the right lender matters 13:20 – Final thoughts + Call to action #MassHousing #FirstTimeHomeBuyer #MassachusettsRealEstate #DownPaymentAssistance #HomeBuyingTips #mortgagehelp