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The Australian Prudential Regulation Authority (APRA) will cap high debt-to-income mortgages at 20% of all loans from February, targeting borrowers seeking credit six times or more their annual income. Currently only 5.5% of loans fall into this category, with investors comprising about 10%, as regulators aim to prevent household debt levels from reaching dangerous heights. The measure addresses concerns about financial stability as investment credit growth reaches its strongest levels since 2015 and housing prices continue rising rapidly. Subscribe and set 🔔 » https://7news.link/YTSubscribe | For the latest Australian news and breaking news alerts, connect with 7NEWS online: Visit » https://7news.com.au 7Plus » https://7plus.com.au/ 7NEWS Podcast » https://open.spotify.com/user/dm9fk9h... Facebook » / 7newsaustralia TikTok » / 7newsaustralia Instagram » / 7newsaustralia X » https://x.com/7NewsAustralia 7NEWS combines the trusted and powerful news brands including Sunrise, The Morning Show, Spotlight and 7NEWS.com.au, delivering unique, engaging and continuous coverage on the issues that matter most to Australians. Watch 7 News Australia full broadcasts and full episodes at 6pm and weekdays at 12pm and 4pm on Channel 7 and 7plus. #BREAKINGNEWS #7NEWS