5 Medicare Enrollment Mistakes That Cost Retirees Thousands скачать в хорошем качестве

5 Medicare Enrollment Mistakes That Cost Retirees Thousands

Turning 65 soon? These five Medicare enrollment mistakes could cost you thousands of dollars in penalties and out-of-pocket costs. Most people don't realize they're making them until it's too late. What's covered: The permanent late enrollment penalty and how to avoid it Medicare Advantage vs Original Medicare — which is right for you? Why you need Part D even if you don't take medications The annual review most people skip (and why it matters) How Medicare interacts with employer coverage and HSAs Real examples of people who made these mistakes and what it cost them. Plus exactly what to do before your Initial Enrollment Period to avoid penalties. ⚠️ Disclaimer: This is educational information only. Everyone's situation is different. Consider consulting with a qualified Medicare advisor for your specific circumstances. Timestamps: 0:00 - Introduction 0:40 - Mistake #1: Missing Initial Enrollment Period 2:15 - Mistake #2: Choosing Wrong Medicare Type 4:00 - Mistake #3: Skipping Part D Coverage 5:20 - Mistake #4: Not Reviewing Annually 6:30 - Mistake #5: Not Coordinating Other Coverage 7:30 - What To Do Before You Enroll #Medicare #MedicareEnrollment #Retirement