Retiring on 4% Could Destroy Your Portfolio (Here's Why) скачать в хорошем качестве

Retiring on 4% Could Destroy Your Portfolio (Here's Why)

Retiring on 4% Could Destroy Your Portfolio (Here's Why) Apply for a Strategy Call with Evergreen: https://zpr.io/GJxQKF4ztEZ4 Join our newsletter: https://altinvestor.beehiiv.com/ In this video, I cover: • The real weakness in the 4% rule and why sequence of returns risk matters more than average returns • The wealth management advice gap and why cookie cutter portfolios fail ambitious investors • The Evergreen Portfolio Framework: growth, capital preservation, and the missing income bucket that creates flexibility and control Most people are told the 4% rule solves retirement. Withdraw 4% a year, stay invested, and you are set. But the massive flaw is that the same portfolio and the same withdrawal rate can lead to totally different outcomes depending on when you retire. Retire into a strong market and you feel like a genius. Retire into a drawdown and you can be forced to sell assets at the worst possible time. That problem does not show up in the spreadsheet. It shows up right when you need the plan to work. This video is about the wealthy family approach to evergreen income. It is not about hoping markets behave. It is about structuring a portfolio so your lifestyle is not funded by selling assets in a downturn. Instead of asking “What withdrawal rate is safe?” you focus on: • How do I fund my lifestyle without selling assets in a market drawdown? • How do I build durable income streams that protect long term compounding? • How do I design a portfolio that is resilient regardless of market timing? The goal is not just a number on a screen. The goal is an all weather system that can support your life and legacy for decades. Disclaimer: This video is for informational purposes only and is not an offer of advisory services or a solicitation to buy or sell securities. Investing involves risk and the potential loss of principal. Nothing in this material should be considered investment, legal, or tax advice, and it should not be relied on for any financial decision. There is no guarantee that any strategy will achieve its objectives.