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The panel discussion on "Tech-driven Innovation: Fostering Credit Inclusion" talked about how convergence of finance is paving the way forward, discussed the increased financial inclusion by 25% as earlier it was 12%, but it also left us with a caution for increased risk and frauds. They also delved into how FinTech is playing an important role in the lending system and explored the potential of implementation of Digital Data Protection Bill 2022 (DDPB). Moderated by Latha Venkatesh, Executive Editor, CNBC TV18 Panelists: Ashwini Tewari, Managing Director - Risk Compliance, State Bank of India Shalini Warrier, Executive Director, Federal Bank Ratan Kesh, Executive Director and COO, Bandhan Bank Sandeep Batra, Managing Director at HSBC Ajay Rajan, Country Head – Digital & Transaction Banking, YES BANK