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DISCLAIMER: Educational Content Only. Not Investment Advice. The 20th-century dream of retirement is dead. Welcome to the age of the "Forever Career." For decades, Canadians were sold a promise: If you work hard for 40 years, the system will take care of you for the last 20. That promise was built on a "Three-Legged Stool" of government pensions, cheap housing, and stable demographics. Today, all three legs of that stool are broken. We are facing a "Demographic Inversion" where there are too few workers to support the aging population. The housing market has turned from a wealth-building ladder into a wealth-extracting wall for the young. And the "Productivity Trap" means wages are stagnant while the cost of living explodes. In this video, we perform an autopsy on the "Golden Years." We look at the forbidden math of the CPP/OAS crisis, why housing is the "Shadow Pension" you can't access, and why Gen Z and Millennials are facing a future of "Soft Nihilism" and "Doom Spending." In this video, we cover: The Demographic Cliff: Why the worker-to-retiree ratio spells disaster for the budget. The Housing Trap: How shelter costs destroy the ability to save for the future. The Productivity Crisis: Why you are running faster just to stay in place. The Risk Transfer: How corporations shifted the danger from their balance sheet to yours. The Comparison: Why Canada is becoming Japan (but without the affordable housing). The Future: Why "Quiet Quitting" is a rational response to a rigged game. The finish line has been moved. It's time to stop running and start building a lifeboat. #Canada #Retirement #Economics #GenZ #Millennials #HousingCrisis #CPP #Recession #FinancialHistory #PensionCrisis