2026 Roth Catch-up Rule Explained (And What Your Employer Might Do) скачать в хорошем качестве

2026 Roth Catch-up Rule Explained (And What Your Employer Might Do)

In 2026, a major retirement rule change takes effect that impacts high earners age 50 and older. Under SECURE 2.0, catch-up contributions for certain high-income employees must be made as Roth contributions, not pre-tax. That means if you’re over age 50 and earned above the IRS threshold, your 401(k) catch-up strategy could look very different starting in 2026. In this video, I do a deep dive into: What the 2026 Roth catch-up rule actually says Who qualifies as a high earner under the rule Why catch-up contributions are now required to be Roth How employers may implement this change (automatic Roth vs. stopping contributions) What YOU should check with your employer or retirement plan provider Common misunderstandings and mistakes to avoid If you’re over 50 and contributing to a 401(k), 403(b), or similar workplace retirement plan, this is an important rule to understand. 📌 This video is educational purposes only and not financial or tax advice. Always consult your plan administrator or a qualified financial professional for advice specific to your situation.