2026 401(k) Contribution Limits Explained| Catch-up| Super Catch-up| New Roth Rule скачать в хорошем качестве

2026 401(k) Contribution Limits Explained| Catch-up| Super Catch-up| New Roth Rule

There are big retirement savings changes in 2026 — and you need to know how they affect you. In this video, I break down the 2026 retirement plan deferral limits, explain catch-up contributions, the super catch-up for ages 60–63, and the new Roth-only catch-up rule for high earners under the SECURE 2.0 Act. Whether you’re in your 40s, 50s, 60s, or planning ahead for retirement, understanding these changes could make a big difference in how much you’re able to save — and how much you’ll owe in taxes. In this video, you’ll learn: ✔️ The 2026 401(k) and 403(b) deferral limits ✔️ What catch-up contributions are and who qualifies ✔️ How the super catch-up (ages 60–63) works ✔️ What changed under the SECURE 2.0 Act ✔️ Why high earners must make catch-up contributions as Roth starting in 2026 ✔️ How these changes may impact your tax planning 💡 Important: This video is for educational purposes only. Always consult a financial or tax professional for advice specific to your situation. 👍 If you found this helpful, please like the video 💬 Drop your questions in the comments 🔔 Subscribe for more retirement plan education made simple