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Hola! And welcome to my channel 👋 In this video, I budget out for the month of December! I used November's income, plus some additional rollover I had from October. — 🕰️ TIMESTAMPS Intro: 00:05 Why YNAB?: 00:30 What is YNAB?: 2:40 Changes I made to my budget: 5:00 Budget with me: 7:00 — 🍑 ABOUT ME 🎂 30-something year old lady 📍 vhcol city - los angeles, ca 💼 salaried employee 🤑 sharing my real numbers, budget, and financial growth 🫂 sub count: 26 — 🔗 LINKS + REFERRALS 🤝 YNAB 34-Day Free Trial: https://bit.ly/paidpeachreferral If you decide to sign-up after your free trial, we both get a free month! 🛟 Marcus High Yield Savings Account: https://www.marcus.com/share/GIN-NG9-... Marcus currently offers 3.65% APY, and if you use this referral link to open your account, we both get an extra 0.25% APY for 3 months! 🗣️ Even if you don’t want to open an account with Marcus or use the referral link, please please please make sure you open a high yield savings account if you don’t already have one!! This is step one to changing your financial wellness!! — 💬 CONNECT 💌 subscribe for monthly budgets, reviews, and money reflections! 📧 email: [email protected] — ⚠️ DISCLAIMER I’m just a girl who loves money talk and spreadsheets 🍑💸 — not a certified financial planner. Everything here is for entertainment and educational purposes only, not personalized advice. — 🏷️ TAGS zero-based budgeting | budgeting | personal finance | paycheck routine | YNAB | You Need a Budget | saving | investing | income | net worth | wealth building | high yield savings | financial wellness | budget with me | money review