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What if retirement was closer than you think? For many people, the idea of retiring early feels impossible — like something reserved only for the wealthy or lucky. But in reality, it often comes down to the assumptions you’re making and the plan you have in place. At Boldin, we hear from users all the time who are surprised to discover that they could stop working years earlier than they ever imagined, simply by exploring a few key factors in their retirement plan. In this video, Boldin’s Head of Support and Certified Financial Planner™ professional, Mike Pappis, will walk you through five critical factors that can make a big difference in your retirement timeline. These aren’t gimmicks or shortcuts. They’re practical, research-based adjustments that can give you a more accurate picture of where you stand and what’s truly possible. 👉 You’ll learn about: ✅ Why having a written retirement plan matters ✅ How inflation & return assumptions can impact your outlook ✅ Understanding retirement spending phases (Go-Go, Slow-Go, No-Go years) ✅ Choosing the right chance of success target ✅ Making trade-offs with Social Security, part-time work, and housing 💡 At Boldin, we believe retirement planning should give you clarity, flexibility, and confidence — not fear or uncertainty. ⏱️ Timestamps: 00:00 Intro 00:49 What are the 5 key factors? 02:59 Demo in the Boldin Planner: Mark & Marlene’s baseline plan 05:49 Adjusting assumptions: creating the “Retire Earlier” scenario 09:21 Key lessons 10:19 Real users' stories: confidence to retire earlier 10:50 Conclusion 📌 Start building your financial plan for free at Boldin: https://go.boldin.com/earlyretirement 👍 Like this video if you found it helpful and subscribe for more insights! 🔔 Subscribe for more product demos, Office Hours, and retirement education. 🌐 Follow us on other social media channels: / boldinmoney / boldin.money / boldinmoney / boldin / boldinmoney #earlyretirement #retireearly #retirementplanning #financialfreedom #boldinplanner #retirementconfidence #personalfinance #moneyplanning #financialplanning #retirementeducation #wealthmanagement #moneytips #financialindependence #retirementsuccess #cfp #RetirementTools #financeeducation #planforretirement #moneygoals #smartmoney #retirementstrategies #retirementsavings #moneymanagement #financialwellness #futureplanning