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How much house can you actually afford? Most buyers think the number their lender gives them is their budget — but that’s usually the maximum, not what’s comfortable long-term. In this video, I break down: • The difference between what you’re approved for vs what you can actually afford • Why online calculators often mislead buyers • The hidden costs that make buyers feel house-poor • How smart buyers choose a number that still works 5–10 years from now If you’re thinking about buying a home — especially in today’s market — this is one video you don’t want to skip. 👉 Want help finding your real number? Check the link in the description or follow along for more buyer tips. 📍 New videos weekly covering: • Home buying strategies • Selling tips • Market insights • Investor breakdowns 🏁 Get Approved in Minutes: https://beacleverhomeowner.com/ 📲 Social links: instagram.com/velvetfencehomes 00:37 How much house can I actually afford? 00:44 Reason #1 QUALIFIED VS COMFORTABLE 01:12 My personal example 02:25 Reason #2 FULL COST OF OWNING 02:45 Reason #3 YOUR FUTURE MATTERS