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Is a housing crash coming in 2026 — or is fear getting ahead of the facts? There’s a lot of noise right now about Fed rate cuts, affordability, and whether the housing market is about to collapse. In this video, we step back from the headlines and look at the actual data. We break down: • Current housing supply levels • Mortgage interest rates and Fed policy • Home price trends • Buyer demand and affordability • What historically causes real housing crashes This is not a panic video. It’s not clickbait. It’s a clear, data-driven breakdown of what’s really happening in the U.S. housing market and what buyers, sellers, and homeowners should realistically expect in 2026. If you’re trying to decide whether to buy, sell, invest, or wait — this will help you think strategically instead of emotionally. No hype. No fear. Just facts. 📍 Want help buying or selling a home the right way?: www.beacleverhomeowner.com 👉 Follow me at: instagram.com/meljortiz 👉 Follow The Velvet Fence Team at: instagram.com/velvetfencehomes Is the U.S. housing market going to crash in 2026? This video analyzes real estate data, interest rate trends, housing inventory levels, and historical crash indicators to determine whether we’re facing a housing correction or something more serious. Designed for buyers, sellers, and investors who want clarity instead of speculation. CHAPTERS 00:00 – Is a Crash Coming in 2026? 00:34 – Side Note: My Personal Message 01:45 – Why Fear Is Taking Over 02:15 – Housing Affordability Crisis 02:46 – What Causes Housing Market Crashes 03:55 – Mortgage Rates & Fed Policy 05:02 – Buyer Demand & Affordability 05:21 – Crash, Correction, or Stabilization? 06:07 – What Actually Causes Crashes 07:10 – What Smart Buyers & Sellers Are Doing #HousingMarket2026 #HousingCrash #RealEstateMarket #HousingMarketUpdate #MortgageRates #FedRateCuts #HomeBuying #HomeSelling #RealEstateInvesting #USHousingMarket #MarketCrash #HousingBubble #Affordability #RealEstateNews #CleverHomeowner