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Most business owners assume that running everything through a company automatically protects them. Unfortunately, that assumption can be dangerously wrong. In this session, accountant and business owner Roger Hawley explains the real risks hidden inside common business structures — and the costly mistakes many accountants never properly explain. If you’ve ever wondered whether your home, savings, or business assets are truly protected, or whether your structure still makes sense as your business grows, this session will open your eyes before it’s too late. Join our free live training every Tuesday from 6–7:30pm AEST 👉 Register here: https://ezyurl.co/bosio What You’ll Learn: The biggest legal and financial risks facing business owners Why having a company doesn’t automatically protect your assets The real differences between sole trader, partnership, company, and trust structures How clients and employees create the highest risk exposure Common structuring mistakes that put everything at risk Why perception matters when customers look up your business How large businesses separate risk properly (and what small businesses can copy) When a trust makes sense — and when it creates new problems Why changing structures later can be expensive and risky Why It Matters: Your business structure isn’t just an accounting decision — it’s a risk management decision. One incident, lawsuit, or mistake can undo years of hard work if everything is sitting in the wrong place. Understanding how structures really work helps you protect what you’ve built, make smarter long-term decisions, and avoid finding out the hard way when it’s already too late. About The Speaker: Roger Hawley is a chartered accountant, tax agent, and experienced business owner with over 25 years working with small businesses across Australia. Beyond accounting, Roger has owned and operated multiple businesses and specialises in practical structuring advice that balances tax, risk, growth, and real-world business realities. Timestamps: 00:00 Why business structures create hidden risk 03:05 Introducing Roger Hawley and his business background 08:30 The four most common business structures in Australia 11:50 Why sole trader structures expose personal assets 15:45 The perception problem most business owners ignore 21:10 Why companies don’t automatically protect you 24:45 Separating assets, operations, and employees properly 29:30 Retained earnings and tax planning inside companies 37:10 Trust structures, benefits, and hidden traps 45:45 When to change structures — and when not to Want weekly tips that will help support and grow your business? Join us Live every Tuesday 6pm – 7:30pm AEST Register here: SmashGo.co/Bosio