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Understanding Insurance for Farmers

https://insurance.nh.gov The New Hampshire Insurance Department (NHID), in partnership with the University of New Hampshire Cooperative Extension, hosted a webinar designed specifically for New Hampshire’s agricultural community. “Understanding Insurance for Farmers” provided critical information to help farm business owners evaluate and improve their insurance coverage as their operations grow and evolve. This session walks attendees through the different types of insurance that may apply to a farm business, including product liability, crop, property, general liability, and workers’ compensation insurance. The presentation also explores how farm enterprises can adapt insurance coverage to match business expansion, public access (such as agritourism), and partnerships. Additional topics included how to protect employees and volunteers, the differences between farm and homeowners insurance, and key questions to ask when shopping for coverage. Participants also learned about risk management strategies that may help reduce insurance costs and improve protection for their unique agricultural operations. Learn more about the UNH Cooperative Extension at https://extension.unh.edu/ Transcripts available upon request by emailing communications@ins.nh.gov