Day 65: SBA Loans for Self-Storage The Complete Guide скачать в хорошем качестве

Day 65: SBA Loans for Self-Storage The Complete Guide

In Day 65 of the Storage 100 series, Joe Downs breaks down how SBA loans actually work for self-storage investors and why they can be a major advantage or a costly mistake, depending on how they’re used. Many buyers focus on the 10% down payment. What they miss are the rules, timelines, and underwriting realities that come with SBA financing. Joe explains the difference between SBA 7(a) and SBA 504 loans, how the owner-occupancy requirement applies to self-storage, and why most operators easily qualify when the business is structured correctly. You’ll learn how longer amortization improves cash flow, what lenders really care about when reviewing SBA deals, and why SBA loans take longer than conventional financing, but are often worth the wait. Joe also walks through the full SBA process, from pre-qualification to approval, and shares how to find lenders who understand self-storage instead of treating it like traditional real estate. If you’re buying your first self-storage facility or trying to keep more cash in your pocket while scaling, this episode will change how you think about leverage and financing. SBA loans aren’t fast. But when used correctly, they’re one of the best tools available to storage investors. Subscribe for daily Storage 100 episodes and real-world self-storage investing education. #selfstorage #selfstorageinvesting #cashflow #storage100 #realestateinvesting #NOI #commercialrealestate