Lawyer Tells Seniors: WARNING - Medicare Took It скачать в хорошем качестве

Lawyer Tells Seniors: WARNING - Medicare Took It

Did you get excited about your 2.8% Social Security raise? Were you expecting $56 more per month starting January 2026? I have bad news. Medicare just took $18 of it back. You are only getting $38. 💰 THE SHOCKING MATH: WHAT THEY TOLD YOU: 2.8% COLA increase +$56 per month average $672 more per year "Help with inflation!" WHAT THEY DID NOT TELL YOU: Medicare Part B went up 9.7% (THREE TIMES FASTER than COLA!) +$17.90 per month premium increase Automatically deducted from your Social Security 32% of your COLA = STOLEN WHAT YOU ACTUALLY GET: +$38.10 per month (NOT $56!) Only 68% of promised raise $456 per year (NOT $672!) Lost $216 to Medicare 🚨 70 MILLION AMERICANS AFFECTED: This is not a mistake. This is not rare. This happens EVERY YEAR. Medicare costs rise faster than inflation → Medicare premiums jump → Your COLA disappears 2023: Medicare ate portion of 8.7% COLA 2024: Rare year - Medicare decreased slightly 2025: Medicare ate MORE than entire COLA for some seniors 2026: Medicare eating 32% of your 2.8% COLA ⚠️ IT GETS WORSE: Medicare Part B deductible also went up: 2025: $257 per year 2026: $283 per year Extra $26 you must pay before coverage starts You are paying MORE and getting LESS coverage upfront. ❌ WHO IS NOT AFFECTED: □ Medicaid recipients (state pays Medicare premium) □ Some Medicare Advantage plans (zero premium) □ High-income seniors (but you pay EVEN MORE in IRMAA surcharges!) □ Not on Social Security yet (you pay Medicare separately) For everyone else: 70 million seniors on both Social Security and Medicare with standard Part B = 32% of COLA STOLEN. ✅ WHAT YOU CAN DO: 1. UNDERSTAND IT - Budget for $38, not $56 (reality check) 2. MEDICARE SAVINGS PROGRAMS - State may pay your premiums if income qualifies 3. SWITCH TO MEDICARE ADVANTAGE - Some have $0 premiums (check networks!) 4. EXTRA HELP PROGRAMS - Help with Part D drug costs 5. ADVOCATE FOR CHANGE - Call your representatives (cap premium increases!) 📋 MEDICARE SAVINGS PROGRAMS: QMB (Qualified Medicare Beneficiary): Pays ALL Medicare costs Income limit 2026: ~$13,600 single / $18,300 couple SLMB: Pays Part B premium only Income limit: Slightly higher than QMB QI: Pays Part B premium (limited funding, first come first serve) QDWI: For disabled workers under 65 Apply through state Medicaid office. If approved, premiums paid retroactively and you keep FULL COLA! 🔥 REAL EXAMPLE: Margaret, age 72, Ohio: Expected: +$58 from COLA Medicare increase: -$18 Part D increase: -$2 Net gain: +$38 Rent increase: -$50 RESULT: She is WORSE OFF despite "raise" 📞 NEED HELP? Area Agency on Aging: 1-800-677-1116 (free help, program connections) State Medicaid Office: Apply for Medicare Savings Programs Social Security: 1-800-772-1213 💬 DROP YOUR STATUS: □ I did not know Medicare was eating my COLA □ I got $38, not $56 - angry! □ I qualify for Medicare Savings Programs? □ This happens every year?! SHARE with every senior on Social Security and Medicare! 70 million people need to know their COLA is being stolen. #SocialSecurity #Medicare #COLA #SeniorLawDesk #PartB #COLAIncrease #MedicarePremiums #SeniorsScammed #Retirement #FixedIncome ⚖️ DISCLAIMER: Educational only. Not financial or legal advice. Amounts shown are 2026 standard rates. High-income seniors pay IRMAA surcharges. Medicare Savings Programs have state-specific income and asset limits. Information current Jan 2026.