Liquidity Risk Management скачать в хорошем качестве

Liquidity Risk Management

On January 17, 2024, the NCUA released an advisory to credit unions on the importance of having a strong liquidity management framework given the growing levels of liquidity stress over the last few quarters. This webinar discussed the key principles highlighted in that advisory, including: Managing and forecasting cash flows under normal operating and stressed conditions. Controlling asset composition such as lending quality and volume, including pricing, limits for lending personnel and loan types, and originating loans eligible for future sale. Structuring liabilities to be congruent with asset growth. Developing governance and monitoring structures suitable for the credit union’s size, complexity, and financial condition. Maintaining diversified liquidity sources that can be accessed in various situations. This funding diversity includes having access to at least one contingent federal liquidity source, like the Federal Reserve’s Discount Window or the Central Liquidity Facility.