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If you’re PCSing to Luke Air Force Base in 2026, your BAH will cover housing — but how far it actually goes depends on the strategy you choose. In this video, Julie Calza breaks down what BAH really gets you in the Phoenix West Valley when you: Live in base housing Rent near Luke AFB Or buy with a VA loan We cover the realities most military families aren’t told: Why base housing waitlists and outdated interiors surprise many PCS moves The 2026 rental market shift (higher inventory, concessions, but rents still tight to BAH) Hidden costs like Arizona summer electric bills, car insurance increases, and commute fuel costs Why buying can be a strategic use of BAH in 2026 — even with $0 down using a VA loan 📍 Luke AFB is uniquely positioned inside one of the fastest-growing metro areas in the U.S. That means your housing decision here can impact not just your monthly budget, but your long-term financial flexibility after this duty station. Julie Calza and the CalzaCo Team specialize in helping military families, veterans, and relocating buyers make confident housing decisions in the Phoenix area — especially during PCS transitions to Luke AFB. 🔗 PCS to Luke AFB Home-Buying Checklist (Free Resource): https://www.calzaco.com/pcs-to-luke-a... 📞 Need help evaluating your BAH against real housing options? Reach out to the CalzaCo Team — we’ll help you make smarter moves for stronger outcomes.