I'm 60 with $1.5 Million. Can I Retire? скачать в хорошем качестве

I'm 60 with $1.5 Million. Can I Retire?

Can you retire at 60 with $1.5 million? How much can you safely spend? When should you take Social Security? And how do taxes, sequence of returns, and required minimum distributions affect your future? In this video, I walk through a detailed retirement case study of a 60-year-old couple with $1.5 million saved. Together, we stress test different Social Security timing strategies, spending plans, tax impacts, and market return sequences to understand how each decision changes the long-term outcome. 00:00 Can you retire at 60 with $1.5 million? 00:39 Asset breakdown and retirement income structure 02:00 Go-Go, Slow-Go, and No-Go years explained 05:16 What a 79% probability of success really means 07:30 Why average returns can mislead retirees 09:40 Sequence of returns risk illustrated 12:20 Future dollars vs. today’s purchasing power 17:12 Healthcare costs before and after Medicare 19:36 Social Security timing at 62, 67, and 70 24:17 How flexibility improves retirement outcomes 26:36 Comparing early vs. delayed Social Security visually 28:54 Required Minimum Distributions and tax risk 31:18 When Roth conversions may or may not make sense ➡️ If you would like a structured framework to help bring clarity to your income, taxes, and investment decisions, you can download our complimentary Retirement Success Plan Guide: https://click2retire.com/retirement-s... ➡️ If you’re nearing retirement and wondering whether your assets can support your desired lifestyle, this type of structured income analysis can provide clarity. We can help you create a retirement life plan customized for your retirement vision and legacy. Call us at (877) 404-0177 or fill out this form for a free visit: https://click2retire.com/60-with-1-5-... ✉️ Receive retirement financial planning insights straight to your inbox monthly here: 🎥 Want more clarity around retirement income planning, taxes, and account strategy as you get closer to retirement? Make sure you are subscribed for future videos: Disclaimer: Hypothetical outcomes do not reflect actual results and are not guarantees of future results. Any index references herein are unmanaged and cannot be directly invested into. Past performance is no indication of future results. All investing involves risk, including the potential loss of principal, and there can be no guarantee that any investing or tax savings strategy will be successful. Advisory services are provided through Oak Harvest Investment Services, LLC, a registered investment adviser. Insurance services are provided through Oak Harvest Insurance Services, LLC, a licensed insurance agency.