TALKING FINANCE: BUILDING A STRONG LOAN CULTURE скачать в хорошем качестве

TALKING FINANCE: BUILDING A STRONG LOAN CULTURE

TALKING FINANCE: Building a Strong Loan Culture in Nigeria takes a deep and practical look at one of the most critical challenges in Nigeria’s financial ecosystem — loan repayment and credit discipline. In this episode, we explore why loan defaults remain prevalent across microfinance institutions, fintech platforms, and commercial banks, and what it truly takes to build a sustainable loan repayment culture in Nigeria. The discussion examines borrower behavior, lender responsibility, economic realities, credit assessment practices, financial literacy, regulatory support, and the role of technology in shaping repayment habits. This content goes beyond theory to address real-world issues affecting lenders and borrowers, including loan recovery challenges, ethical recovery practices, credit bureaus, financial inclusion, and the long-term impact of weak loan culture on economic growth. Whether you are a microfinance professional, banker, fintech operator, entrepreneur, policy stakeholder, student, or job seeker, this episode provides valuable insights into how Nigeria can strengthen its credit system while balancing borrower protection and lender sustainability. TALKING FINANCE continues to serve as a platform for informed conversations that drive better decision-making, professional growth, and a healthier financial system. Content 00:00 Introduction 00:23 Describing Loan Recovery Landscape in Nigeria 4:40 Repayment and Recovery Challenges on a Global Stage 12:35 Impact of Economic Factors on Repayment and Recoveries 17:15 Wilful and Unwilful Defaulters 22:20 Internal Recovery Challenges of Financial Institutions 28:34 Efficacy of the Nigerian Legal System on Debt Recovery 34:35 Regulatory Intervention to Recovery Challenges 39:55 The Role of Technology as a Recovery Tool in modern day Lending 44:30 Advice for Policy and Decision Makers in Financial Institutions on Recover https://henryoster.com.ng/